80% Interchange Cost Plus Residual Program

We offer a one-of-a-kind 80% Residual Program that pays on all levels above interchange pass-thru determined by card associations.

Independent Sales Offices can now maximize profit on their accounts in all categories such as qualified rates, mid-qualified rates, non-qualified rates, transaction fees, statement fees, monthly minimum fees, chargebacks, etc. With all the confusing buy-rate or split programs that are available today, we believe the simplest and best plan is a true 80% Above Interchange Cost Plus Residual Program. It's the most simple and profitable program. Independent Sales Offices can choose between a 80% No Liability Residual Program or 80% Liability Residual Program. Please call us for more information.

80% No Risk Program – No Reserve Required

We do not enforce exclusivity clauses so compare your residual profits between us and other programs available today. Our program offers the highest residual payout so give us a try on your next account.

Interchange, Dues, & Assessments	Pass-Through
Risk Management Fee	0 Basis Points
Visa/MC Transaction Fee	6.0 cents dial or 5 cents IP
Non-Bankcard Transaction Fee (Amex/Discover)	6.0 cents
Debit and EBT Transaction Fee	6.0 cents (+ Network Pass-Through)
Monthly Statement Fee	$8.00
Monthly Minimum	$0.00
Chargeback Fee	$10.00
Retrieval Request	$2.50
Application Fee	$0.00
ACH Bill (Optional per Billed)	$.05
Voice Authorization	$1.25
Annual VISA PCI Compliance Fee:	$60.00
Other Residual Program Options

80% Liability High Risk Program – Reserve Required

We do not enforce exclusivity clauses so compare your residual profits between us and other programs available today. Our program offers the highest residual payout so give us a try on your next account.

Interchange, Dues, & Assessments	Pass-Through
Risk Management Fee	3 Basis Points
Visa/MC Transaction Fee	7.0 cents dial or 5.5 cents IP
Non-Bankcard Transaction Fee (Amex/Discover)	7.0 cents
Debit and EBT Transaction Fee	7.0 cents (+ Network Pass-Through)
Monthly Statement Fee	$4.50
Monthly Minimum	$0.00
Chargeback Fee	$10.00
Retrieval Request	$2.50
Application Fee	$0.00
ACH Bill (Optional per Billed)	$.03
Voice Authorization	$1.25
Annual on File Fee:	$0.00
SFAS System (Per Agent)	$95.00 per month
ISO Registration(Optional)	$10,000.00
Initial Reserve Fund	$10,000.00**
Other Residual Program Options

Revenue Sharing Program

For Independent Sales Offices (ISOs) and Sales Agents needing upfront cash programs to fund their sales operations, we offer comparable Buy Rate or Split Programs as other leading bankcard processors in today's competitive industry. We have flexible pricing programs that include sign on bonuses,   free terminals, upfront bonuses, or conversion bonuses. Please submit a proposal of your existing Schedule A program and we will offer a competitive plan that fits your sales model. Since we have limited availability for signing up new ISOs into our 80% Residual Program, the ISOs and Sales Agents signing on our Revenue Sharing Program will have first priority to convert their existing contract into the 80% Residual Program in the near future.  ISOs and Sales Agent on the Revenue Sharing Program will also have full access to our Sales Force Automation System to manage their accounts.

A La Carte Program Highlights:

• No Bin Fees
• Low Statement Fees
• Low Transaction Fees
• No Annual On-File Fee

Residuals are shared at 70/30 split over costs highlighted below.

Other Residual Program Options